Financing vs. Leasing

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Learn the Benefits of Financing vs. Leasing from Maserati of St. Petersburg

When St. Petersburg shoppers spot a new Maserati, one key question pops in their head. Should I finance or lease my new luxury car? That's a great question, which is why Maserati of St. Petersburg wants to fill our Florida customers in on the benefits of both financing and leasing. That way you can make an informed purchase when you are interested in getting behind the wheel of one of our luxury cars from our new Maserati inventory. Visit our Maserati finance center in St. Petersburg, FL if you have any additional financing or leasing-related questions.

How Leasing Works at Maserati of St. Petersburg

Leasing is similar to purchasing a new car. It's essentially like renting a car for an extended period of time. Clearwater customers should still set a budget, know their credit score, and make a list of which Maserati models and body styles they want to drive. The main difference is leasing is not complete ownership. You'll still make payments, but your lease runs between two to four years on average, allowing you to move onto a new Maserati when you please. Your lease agreement - which is a contract agreement between the lessor, Maserati of St. Petersburg, and the lessee, you - will detail how many miles you can drive the Maserati without penalty, how you're expected to maintain it, and what condition the luxury car should be returned in.

Leasing payments are based on depreciation value over the course of the lease. Unlike financing a new vehicle where you pay the full cost, leasing means Tampa drivers only have to pay for the depreciation value throughout the lease term, in addition to interests and fees. If an $80,000 Maserati is expected to be worth $55,000 after four years, you only have to pay the $25,000 difference, with interests and fees tacked on. The difference divided by the total number of months in your leasing agreement is your monthly payment, which is typically significantly lower than monthly payments for financing a new Maserati.

Your leasing agreement may allow an early lease buyout service, and the contract will touch on any potential end-of-lease or early termination fees. St. Petersburg, FL customers can return the Maserati when their lease expires and either buy out the lease to purchase the luxury vehicle or lease another Maserati with the latest style and features.

Benefits of Leasing a New Maserati

Sarasota shoppers should consider the following benefits to leasing a new Maserati from our St. Petersburg, FL luxury dealership:

  • Lower monthly payments
  • Little to no down payment means less money spent up front
  • Drive a better luxury car for less money
  • Drive the newest Maserati models with the latest and greatest features
  • Easily transition to a new Maserati every two to three years, on average
  • Broader vehicle selection of Maserati vehicles due to more budget flexibility
  • Lower repair costs under the Maserati's factory warranty plus minimal maintenance
  • No used car hassles - returning a lease means you don't have to worry about selling it!

How Buying & Financing a New Maserati Works

Buying and financing a vehicle is the traditional route that Tampa drivers are more familiar with. You take out a car loan for the price of the Maserati, minus the value of your trade-in, down payment, or combination of the two. The price you pay is the listed price in addition to the cost of interest of your car loan. Once the luxury car is paid off, the car title and complete ownership are yours and yours alone.

Our financial experts at the Maserati of St. Petersburg finance center collaborate alongside a network of financial institutions to provide Tampa luxury car buyers with an array of auto loan options. We work hard to crunch numbers and secure low interest rates to make your new Maserati more affordable and tailored to your budget. If you're financing, fill out our online finance application to pre-qualify for an auto loan.

Benefits of Financing a New Maserati

  • 100% personal car ownership once the Maserati is paid off
  • No more payments whatsoever after loan term ends
  • Build equity in the Maserati over time
  • Free range! No limits on the number of miles you can drive
  • Cost is spread out
  • Fixed monthly payments
  • You can make it your own and customize your Maserati
  • Refinancing can save you money down the road
  • Potentially lower car insurance rates

Explore New Maserati Finance & Lease Specials in St. Petersburg, FL

Financing and leasing both have their advantages. This rings even truer thanks to the new Maserati specials our St. Petersburg luxury dealership offers. Customers from Clearwater and Tampa, FL can explore special Maserati financing and new Maserati lease deals that make our luxury cars even more enticing and affordable.

How Can We Help?

  1. Maserati of St. Petersburg

    3033 Gandy Blvd.
    Pinellas Park, FL 33782

    • Sales: (727) 374-4501
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Get in Touch

  • Contact our Sales Department at: (727) 374-4501
  • Monday9:00am-7:00pm
  • Tuesday9:00am-7:00pm
  • Wednesday9:00am-7:00pm
  • Thursday9:00am-7:00pm
  • Friday9:00am-7:00pm
  • Saturday9:00am-5:00pm
  • SundayClosed